"Stay up to date with all the news via our complimentary e-newsletter service with previous issues attached for your convenience. We hope you will find the various topics both interesting and useful. If you would like to subscribe to our FREE e-newsletter service then please let us know via the CONTACT US link at the top of the page. Some of the past topics include":
- First Home Owner Boost
- Not such a Super time
- Housing Affordability
- Right time to fix?
- Getting Financially Fit
- Selling for profit on E-Bay
- Coining it in
- Time to stop renting?
- Get ahead on your debts
- Is your Income Protected?
| |
|
First Home Buyers
If you’re a First Home Buyer and not quite sure where to start then let our team of experienced and qualified Finance Consultants help you through the maze of lenders and products to ensure you get what’s best for you. We have a panel of over 25 lenders available to help you select and structure your requirements to match your individual circumstances and needs.
Renovation LoansAlready love the house you are in but want to make it bigger or update it? Either way we can help. With a large offering of lenders on our panel that provide home renovation and improvement loans we can easily access specific products to match your needs. Speak to one of our experienced and qualified Finance Consultants today to find out more.
Debt Consolidation Loans
Mortgage refinancing, also referred to as “debt consolidation”. If you are finding it difficult keeping up with your monthly bills and finance commitments we may be able to help. Mortgage refinancing looks at how best to restructure your debts in a more efficient and cost effective way, hence reducing your monthly cash flow outgoings. Give us a call and speak to any of our experienced and qualified Finance Consultants to see if this would benefit your situation.
Equity ReleaseYou have had your property for a while and acquired some equity over that time with capital growth and debt reduction along the way. Now you need some funds to buy a new boat, or a car, or perhaps invest in shares or a holiday but how will you fund this? An equity release loan may be the solution. Usually, because the loan is secured against “bricks and mortar” the rate will be cheaper than an unsecured loan, or a loan secured against a car or boat for example. This means that from a cash flow perspective this type of loan can be more attractive and hence more affordable. Speak to one of our experienced and qualified Finance Consultants today to find out more.
Pre-Approved FinanceIf you are not sure how much you can borrow then let one of our experienced and qualified Finance Consultants help you. We can assess and personal situation and provide a loan submission on your behalf to any of our lenders for “pre-approval” giving you the ability to purchase your next property with confidence. Why not call us today and see what we can do to help you.
Home to Home FinanceAlso referred to as “Bridging Finance”. Home to Home finance allows you to secure your next property before you sell your existing property. It is an area requiring careful consideration and research with lenders offering different levels of support for this type of product. Speak to one of our experienced and qualified Finance Consultants to see what options are available to best suit your needs.
Professional PackagesMany borrowers these days qualify into a “Professional Package” type product with those lenders who offer them, the key requirement being borrowings in excess of $250K. However this doesn’t necessarily mean they are the best option in all cases. A Professional Package product is typified by inclusion of credit cards, transactional account and the ability to split up loans between fixed and variable products all under the one package with one annual fee.
Low Doc LoansTypically a loan for the Self Employed applicant who for various reasons may not be able to suitably verify their income in the normal or traditional ways required by the banks. Low Doc loans are “self certified” income loans whereby the borrower will state an income and sign a declaration to this effect. With this type of loan, the absence of verified income details usually means there needs to be a greater amount of equity available to secure the banks position and risk compared to a verified type loan transaction. We have many lenders on our panel who offer a lo-doc style product but with different lending parameters. To make sure you get the right information on low docs then speak to one of our experienced and qualified Finance Consultants.
Credit ImpairedIf you have incurred an adverse credit rating in the past for whatever reason this doesn’t have to mean you can’t get finance to buy a property. We can offer solutions on a “case by case” basis from our panel of lenders, some of whom specialize in credit impaired type lending. Speak to any of our experienced and qualified team of Finance Consultants to see what options are available to you.
| |
|
