Evolution Home Loans

"Stay up to date with all the news via our complimentary e-newsletter service with previous issues attached for your convenience. We hope you will find the various topics both interesting and useful. If you would like to subscribe to our FREE e-newsletter service then please let us know via the CONTACT US link at the top of the page. Some of the past topics include":

First Home Owner Boost
Not such a Super time
Housing Affordability
Right time to fix?
Getting Financially Fit
Selling for profit on E-Bay
Coining it in
Time to stop renting?
Get ahead on your debts
Is your Income Protected?

1	Initial appointment to discuss and consider best options available from our panel of lenders takes place. Once the lender of your choice is selected we then complete all relevant loan application and supporting documentation requirements in readiness to submit the application.
2	Loan is formally written up and submitted to lender for approval.
3	Lender attends to credit assessment and any other enquiries.
4	Any additional information requested by lender advised.
5	Deal Conditionally Approved and Valuation ordered. Mortgage Insurers approval requested (if applicable).
6	Valuation Returned and Conditions of Approval Met.
7	Deal Unconditionally Approved and notice provided to all relevant parties - Borrowers/Real Estate Agents/Settlement Agents.
8	Loan Documents Prepared — Solicitors instructed and Letter of Offer Issued to applicants.
9	Letter of Offer signed and returned with supporting documentation (i.e. Insurance details noting lender’s interest).
10	Proceed to Settlement — Settlement and draw down of funds completed.